Direct Colors has partnered with Affirm to offer customers a simple way to apply for financing terms. With Affirm, you can purchase the products you want today and pay for it over time.
Get a decision in seconds without leaving our site.
Why choose to finance?
- Affordable monthly programs
- Pay over 3–18 months starting at 0% APR*
- No prepayment penalties
- Pay back the loan in monthly installments and prepay at any time without penalty.
- No hard credit check
- Get a decision in seconds. Checking your eligibility won’t affect your credit score.
Frequently asked questions
How does it work?
On any product page, click on the “Prequalify now” link below the Affirm logo. Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. Our partner Affirm is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase right from Affirm’s application window. You will receive a confirmation email from Direct Colors. When your loan has started, Affirm will reach out to you directly to coordinate payments.
Why was I not approved?
Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Affirm, visit the Affirm FAQ article: “Why wasn’t my purchase approved?”. You should also receive an email in your inbox from Affirm regarding your application.
Still have questions?
Visit the Affirm Help Center.
Check if you prequalify. It's very quick:
*A $1,000 purchase might cost $83.33/mo over 12 months at 0% APR. Your rate will be 0% APR or 10-30% APR. Subject to credit check and approval, and a down payment may be required. Payment options depend on your purchase amount. Affirm loans are made by Cross River Bank, Member FDIC